Credit Cards in Spain • Which One is Best?

Our team has compared all the options for getting a credit card in Spain. On this page, you will find the top 5 cards currently available.

Further below, we have answers to all of your questions on which card is best for you, and to using that card in Spain.

Ranked: The Best Credit Cards in Spain


#1 – WiZink Plus Card

  • 30€ Signup bonus
  • 3% Cashback on purchases
  • 3 Month 0% Payback
  • No need to change bank

#2 – ABANCA Visa Tu

  • Up to 12 Months with 0% APR
  • No Annual Fee
  • Discount at Petrol Stations
  • No Starting or Maintenance Fee
Abanca_logo

#3 – OpenBank Open Card

  • Free Card if you open a Current Account
  • Discounts with Major Brands
  • Included Accident Insurance
  • Always together with the OpenBank Accounts

#4 – Santader Smart Premium Card

  • Up to 3% Cashback
  • No Annual Fees
  • Difficult to apply to
  • Enabled payment with Santander Wallet

#5 – ING Visa Gold Card

  • Up to 2% Cashback
  • No Annual Fees
  • Accident insurance included
  • 5% APR during year 1

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